Tag Archives: tax

Liberal Majority Government, Stephen Harper Resigns! I Hope the Tax Increases Are Worth It, Canadians!!

Well, Justin Trudeau and the Liberal Party of Canada are forming the next government of Canada – a Majority government, no less.

Stephen Harper has resigned as leader of the Conservative Party of Canada.

I cannot help but feel deep down inside that there was so much hatred directed at the Prime Minister and that people voted to remove him from office and chose the Liberals over the NDP to do so.

Unfortunately, the electing of the Liberal Party also brings with massive debt and after the spending spree the Liberals intend to go on, the deficit is going to increase at a rapid rate, and as we all know, the Liberals need money to pay for their promises and that money comes from you and I, the taxpayers of Canada.


I hope the desire to remove Harper is worth the headaches we’ll be suffering with Justin in command, and I’m not just talking about their out-of-control spending.

Here are some great Justin oops which hopefully will not be occurring as leader of the country;

Unlike Ontario Premier Kathleen Wynne who has made MANY mistakes but covered them up with flat denial, avoidance and threats of lawsuits, Justin Trudeau has not appeared to understand the importance of thinking before he speaks.

During the controversy surrounding Bill C-51 – a bill where by the Canadian Security and Intelligence Service (CSIS), and 17 other government agencies are granted the authority to combat threats to Canada’s national security, preferably without infringing on Canadians’ Charter of Rights and Freedoms, the Liberal leader who voted for the Bill, has now admitted that his support for the Conservatives Bill might have been a mistake…

During the Maclean’s Magazine leaders debate, Trudeau responded to the conversation around the Liberals’ support of C-51, with these four words: “Perhaps it was naive.”

Here is how he voted on the Bill;


To give Trudeau the benefit of doubt, it was a tough decision to make, I’m sure. I heard him stumble and bumble over the easy questions about which shampoo he uses and which Avenger was his favourite, so maybe this way just a difficult question for him to answer.

He does like to go (vote) with the crowd… He He knows legalizing pot is popular with the kiddies.

He knows taxing the “rich” or the “1%” is popular with the other 99% of Canadians, and he knows that increasing spending to get stuff done is super-popular… It’s Christmas in October and that pony you have always wanted?!? Guess what? Justin’s getting you one. Just vote for him and tell your friends!

Oh, and the 1%… Who are these awful rich people who get all the tax breaks according to Trudeau?!? In Canada the highest Federal tax paid is 29% for those making over $138K per year. Add that to the provincial rate, and in Ontario, for example, someone making over $138K can pay over 42% of their income in tax. (http://www.cra-arc.gc.ca/tx/ndvdls/fq/txrts-eng.html). Are these the people he will be targeting? Or, is Justin going after the REALLY rich people who based on very basic mathematics make the most money, but also pay the most back in taxes!

Trudeau believes small business owners create small businesses as a vehicle to hide their massive incomes. Doesn’t every 1%’er want to have to deal with the Canada Revenue Agency on a daily basis, be responsible for the income of their employees and paying taxes to keep the economy ticking so the Liberals can come in to power, increase taxes and call them frauds… Don’t think so.

I believe in discussing facts, so I went to the Liberal Party of Canada’s website, to the link for “My platform”, to make sure I presented his promises in a fair and reasonable manner. Unfortunately, because I was unwilling to click that I would be / or might be voting for Justin, I was not able to get in to the secret Liberals playground. Instead, I had the option to use a search option to add what I want from the Liberal Party.

I entered this; “Fiscal responsibility, Responsible spending, Respectful spending, Respect for Taxpayers money, Lower taxes, Do not raise taxes, accountability for words and actions.”

The search engine was not able to find a match for any of these items in the Liberal’s platform!

Oh my.

Deep down inside, I feel that the Liberals and their leader know that only in Ontario will citizens tolerate out of control spending and corruption by continuously voting in the same government which increased taxes, delisted services and has caused absolute chaos with teachers and soon doctors.

When Trudeau said, “The budget will balance itself”, he believed it.

He also has very poor judgement. He accepted Conservative hand-off Eve Adams, who was being dropped by the Conservative party, and who then lost her nomination bid to Marco Mendicino. Where was the questions surrounding his judgement as has happened to Stephen Harper regarding his appointment of Mike Duffy and Pamala Wallin to the Senate.

Trudeau also publicly mistook Russia’s opposition leader Boris Nemtsov (who was shot dead in Russia) with former Russian Prime Minister Mikhail Kasyanov (whom he had met with), in a press release.

Or when he called a Conservative member a “Piece of Shit”, then went on a potty mouthed tirade where you can see that he actually enjoyed it without thinking for a moment about the implications down the road (http://operationmaple.ca/laugh-out-loud/justin-trudeau-swears-house-of-commons.html)

So much like his Dad…

Or, when being interviewed on Les francs-tireurs, Trudeau said, “Canada isn’t doing well right now because it’s Albertans who control our community and socio-democratic agenda.”

He also said Canada would be better served if there were more Quebecers than Albertans in charge.

Trudeau did apologize, and then tried to explain away his thoughtlessness by saying he didn’t hate Albertans but that his comments were directed the Prime Minister, Stephen Harper, who rose to power as an MP from Calgary, which he really thinks makes it all okay…

But he doesn’t just hate Alberta… He hates all of Canada, except Quebec. As a MP, Trudeau told Radio Canada; “I always say, if there came a point where I thought Canada really was Stephen Harper’s Canada … maybe I’d consider making Quebec a country. Oh yes. Absolutely. I know my values very well even if I no longer recognized Canada.”


There is even a story – recently removed from the Internet – where Justin Trudeau declared that if aliens came from outer space, they would have the same rights as human beings, and would be granted Canadian citizenship…

Now I’m sure that the puppeteers pulling the strings of Trudeau are in full spin control, teaching Justin how to correct his oopsys and explain that clearly each and every comment has been taken out of context or manipulated by the evil Right-Wing media in Canada – wait, we don’t have that option so much anymore – then it must be Stephen Harper’s fault for forcing Justin to speak this way.

He’s young… ish.

He’s hip… ish.

He’s trying to keep up with the success of Ben Mulroney, but he’s just going tp promise himself into a corner and ask every Canadian to Ben Dover.

On October 19th the Canadian public have made a choice, and I have a few words for voters in Canada… Cavete Emptor. Let the buyer beware!

(Geez, even Stephen Dion was elected!)

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Why You Should Subscribe to My Feed!

I’ve got a great reason why you really need to subscribe to my feed!  Some one or some thing has kicked the ass out of my blog and thus the last visible post is from April 2nd, 2015.  Rest assured, there are about 10-15 more posts between that time and about 15-20 more before that time which have gone AWOL.

I will find them.

I will post them.

They will reappear in a bunch, and unless you’re likely to scroll back a couple of posts, you might not find these gems, but… If you subscribe to my feed, then you get them all, and you can read them at your leisure.

Point made!

Oh, and you can subscribe quite easily by following the instructions on the side bar, or at the bottom of this blog depending on where you are reading it.

Thank you again for your support!

Warren aka The Urban Daddy.

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Canadians! With Tax Time Coming, Think About Getting Your Refunds Right Away With H&R Block

For those of you who are not familiar with The Urban Daddy, you should know that I started writing this blog back in 2004, the year my first child was born.  At that time, I was working for the Canadian Government, in the Tax Department, for Revenue Canada (later to be known as the Canada Customs and Revenue Agency, then the Canada Revenue Agency).

I worked for the CRA for almost 11 years before leaving for a role in the private sector, and it has now been 18-years that I have been working with taxes in some form or another.  Currently, I run a company called inTAXicating, and maintain a blog which helps people who have problems with the Canada Revenue Agency (CRA) – usually collection-related matters.

I know taxes.

I do not, however, prepare taxes.  I let the professionals do that.

There has been a myth in the tax / accounting industry that any firm who promises to guarantee maximum refunds, quickly and easily and that offers it without cost (100% free), MUST be a scam or MUST be providing lower quality work and I can tell you that could not be further from the truth! 

I have found in my 18-year tax career that the majority of issues people have with their tax returns are on returns they have completed themselves, either because they do not know the Income Tax Act, or the Excise Tax Act, or because the thought of doing their own return is so daunting that they put it off and put it off until it causes them huge problems.

When the calendar turns January 1st, people start to stress about taxes!  The April 30th filing deadline for everyone except self-employed Canadians and their families comes very quickly, and those who are self-employed (and their spouse / common-law partner) find their June 15th filing deadline comes even faster.  Especially if their owed money to the CRA which should have been paid by April 30th.

Why add more stress?  Especially if you want to complete the return yourself…

H&R Block offers such a simple process it’s crazy that people would not file their returns on time, but for those do-it-yourself (DIY) folks, H&R Block has just the solution for you.  On March 3rd, 2015 Canada’s trusted leader in tax preparation announced FREE online tax filing software is now available for all of Canada’s 26 million tax filers.

H&R Block Online Tax Software is completely free (absolutely no hidden costs) and is an online Do-It-Yourself (DIY) tax filing solution.  H&R Block Online Tax Software’s intuitive process walks users through their tax return with a highly personalized step-by-step interview process which ensures absolutely nothing is missed, and any errors are detected automatically – offering piece-of-mind for the filer – and not leaving you at the mercy of your accountant and their knowledge or schedule.

How many of you get all of your paperwork together, make that appointment to see your accountant who you see only at tax time, and then you drop off your paperwork, and pay the bill once you have been advised that you have been filed.

Without a face-to-face opportunity to discuss your situation you might be missing deductions or tax credits.  No body knows your tax situation better than you do.  If you follow the easy to navigate online tax solution that H&R Block offers, you can see what you can claim, and how it impacts your refund or balance, putting you in the drivers seat.

H&R Block’s tax solution is optimized for any digital device so filers can switch seamlessly from their computer to their phone or their tablet and back, anytime and anywhere. Filers are assured the maximum possible refund with H&R Block’s Maximum Refund Guarantee and 100% Accuracy Guarantee. The Refund-O-Meter™ enables users to see their refunds calculated as they complete the process in real-time.

An added bonus is that free support is offered throughout the filing process with access to H&R Block tax experts via phone, chat or email, and to simplify the process, new filers will be able to import data directly from competitors’ tax software.

Of course, the offering is available in both National languages, and DIY tax filers can seamlessly switch between French and English, or from one family member to another.

The H&R Block Online Tax Software is available at www.hrblock.ca.

Just make sure to file on time!  Even one-day late results in penalties!


This post is a sponsored post, I am being compensated for writing this post, and I would not be writing about H&R Block if I did not believe in the product, the services and the quality of ,not only the work done by H&R Block, but also the quality of information H&R Block provides to Canadians at tax time and all year round.  There is a reason why they have been around for 50-years!

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How I Explained Taxation to a Class of Kindergarten Students

How I explained taxes to children in a kindergarten classroom without having them lose focus or fall asleep on me:


Q: Do you know what a tax is?”

It’s something you have to pay.

Q: Why do we have to pay taxes?

We pay taxes for things we need.

We have to.

We pay taxes so poor people can have some money too.

Q: Any examples of things we need?  How about some examples of things we need that we all share.

1) Roads

2) Lights

3) Signs

4) Sidewalks

5) Playgrounds

6) Schools

7) Policewomen

8) Firemen

9) The trucks that come to take our garbage away.

10) Hospitals

11) Doctors

12) Food – Do taxes pay for food?

Not usually.

We have to pay for our own food. But taxes pay to make sure our food doesn’t make us sick.

Money we pay as taxes make sure we have clean water.

Q: Does anyone remember the ice storm, and when all those branches and trees fell on peoples houses and cars and all over the street?  Men and women had to come to take the branches away.  Taxes paid for that.”

Snack time – I brought cupcakes for the kids.

Benjamin Franklin said, “Nothing is certain except (Hello Kitty) death and taxes,” and just as your children will gradually learn about (Hello Kitty) mortality, they will also find out about taxes and other financial issues.

There are taxes everywhere on almost everything to make sure that everyone has a chance to pay taxes and share.

Paying taxes is like this container of cupcakes.  This pile of cupcakes is the economy. This is the money that belongs to the whole country and everybody needs a piece – the schools, the street cleaners, the hospitals, and the TV stations.

Without their cupcake, the government can’t provide any of the things we need.

If we gave all of our cupcakes to the government we would have nothing left.  But taxes are like taking a little bit off – the wrapper, maybe – to give to the government while we keep the rest.  The government collects all the wrappers and uses them to keep all of us safe and healthy and helps us learn and grow…

Apart from enjoying a fun time, your kids will learn a very valuable financial lesson…sometimes you can’t have your cake and eat it too.

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If I Ever Run For Toronto Mayor, I Want To Run As A NDP!

I watched the Toronto Mayoral debate forum, between Olivia Chow, David Soknacki and John Tory and I had an epiphany.  If I ever decide to run for Toronto Mayor, I want to be just like Olivia Chow.

Are you shocked?

I’m a fiscal conservative who would prefer to find efficiencies, reduce costs, tax less, and find ways to help everyone who needs help but as we have seen here in Toronto over the past 4-years with Rob Ford as Mayor, if you dare even make mention of cutting anything, look out.

When the Mayor commented about fact that there are a lot of libraries close together – some used much more than others – and some rarely used, he was branded a Neanderthal who couldn’t read and this fiasco even resulted in author Margaret Atwood being brought into the fray with jokes that she would be a better mayor.

If you cut, you must hate.  At least that is what the left will tell everyone.  Public service too large?  You hate unions.  Want to find cheaper ways to clean TTC busses? You hate transit.  Want to not pay for things on the backs of the property taxes? You’re rich and entitled.

Who wants all that crap!

I would want to be just like Olivia.  She was great in the debate.

Want better transit?  “Invest”.

Want to build lots of transit lines? “Invest” and “No more studies!”

Want to engage the youth? “Invest”.

Want to fight global warming?  “Invest”.

Olivia has all the answers, and at times, she had a very coy smile because she knew no matter what she said, there are around 28% of the population of Toronto who are going to vote for this modern-day Santa Claus.

You want transit?  You have to pay for it.  All Olivia needs to do is add a 1% how dare you be rich taxto the land transfer tax for every house over $2-million.  That will get me enough money to pay for whatever she wants.

Want more social programs?  Sure!  Once she adds that 1% “levy” (read: tax) on those nasty, horrible rich people (insert booing here) who dared to work hard and earn lots of money, and viola, there is money for social programs.

The debate, er, forum, went along like this through each and every question.  Screw balancing the budget.  Go away, you terrible rich folks.  Whatever you want, Santa Chow is going to get it for you.  Someone will pay for it, but let’s not let the details get in the way.  With that 1% she’ll have enough money to have studies needed to build more transit (her words last night and yes the same studies she criticized John Tory for wanting to undertake instead of just building now!)

It makes no sense.

She makes no sense.

But honestly, when nobody is listening to the message, it’s easy to be generous with your promises and critical of others who don’t want to have to raise taxes in order to fulfill unrealistic promises.  Where is the money going to come from to fulfill ALL her promises if the “rich” do not sell their houses or if they all move outside of the GTA?

My favourite exchange from the forum went something like this (paraphrased of course);

Q1: How would you get Toronto moving?”

A1: “More transit.  Invest in Transit.  Pay for it NOW.  Get started NOW.”

Q2: “Google is trying unmanned transit in San Francisco.  Would Toronto?”

A2: “Absolutely!!  We need transit moving on all the lines.  We’ll invest in that technology.”

Q3: “Unicorns.  I think Toronto needs more unicorns.  If elected Mayor, will you get us more unicorns?”unicorn tower

A3: “I’ll get those too!  I got free dental for seniors.  Subsidized metropasses for students and I love giving away stuff.  I can always raise taxes on the rich. I’m progressive.  Buy now, tax now.  The other candidates want to pay for studies.  I say forget the studies and invest in unicorns.  Why wait 10-years.  Get them here now!”

Toronto may not need unicorns, but if more than one-quarter of the city blindly support Olivia Chow’s platform, maybe after the 1% land transfer tax levy, they should all be next.

Who needs fiscal restraint when you’re spending other people’s money, anyways.

This modern-day Robin Hood has it all figured out.  Steal from the rich to give to the poor.

Psst… Want more trees too?


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