Posted in Canada, Community, events, government, politics

Federal Liberal Government LOVES Provincial Politics, and Visa Versa


Remember in 2015, when the Huffington Post wrote about then Ontario Liberal Leader Kathleen Wynne sticking her nose into the Federal Election trying to sway votes from the Conservatives towards Justin Trudeau?

Let me first disclose that my political views are closer to the right than they are to the centre, fiscally, and my social views tend to be closer to the middle, but on the left side of the middle.

I do not consider a political decision that I do not agree with to be a scandal.

I respect that parties have platforms which coincide with their political leanings and once elected, that is what will be coming down the pipeline, but I do not agree with the waste of taxpayers money and the continual lies which follow.

When Brian Mulroney needed additional revenue for the country he said he would bring in a Value Added Tax (VAT) and he removed the (what, 26%) manufacturers sales tax and brought in a Goods and Services Tax (GST).

He said it and he did it.

I may not like it but I respect it.

Jean Chretien, however, said something to the extent of; “If I am elected the first thing I will do is remove the GST.”

He did not.

The next time he was re-elected, he held up his red book and declared, re-election = no more GST…

It’s still here.

I do not respect the lying and I find the Liberal Party in Ontario and Federally to be smug and arrogant, like they think they are pulling the wool over everyone’s eyes and that nobody knows this…

They think we’re very forgiving or very stupid.

Either way, under Dalton McGuinty and Kathleen Wynne, Ontario went from being a “have” province into a “have-not” province which might have more debt than “Greece”.

Instead of trying to find ways to not raise taxes, Kathleen Wynne is getting involved into the Federal election – taking shots at Prime Minister Stephen Harper and promoting Justin Trudeau.  My question is why?!?

As residents in Ontario, do we not want her focus on the province and the massive debt, or is it better for us if she is pre-occupied with the Federal Election and with making more TV commercials showing us that she can run.  A Premier that runs, is a fast Premier.

In case Premier Wynne reads this post, here is a reminder of the mess her government has created, and while not inclusive, these items alone should have been a reason for the Ontario electorate to no longer vote this government into office.

In no particular order.
1. The McGuinty Ontario Health Premium – The highest tax increase in Ontario’s history, implemented months after Dalton McGuinty was elected in 2003 on a promise to not increase taxes (even after signing a contract with the Canadian Taxpayers Federation to not increase taxes). McGuinty justified his healthcare tax increase on Ontario’s Working Families by saying that he inherited an unknown deficit from the previous Government, yet here we stand today in Ontario with the highest deficit that Ontario has ever had, literally multiplied by the McGuinty Government and Ontario’s Unions. This was the first tax of many new taxes and user fees that Dalton McGuinty has imposed on Ontario’s Working Families in order to support his Union Boss buddies and allow the scandalous corruption to continue. (See: Globe and Mail: The health care premium).

  1. The McGuinty Delisting of OHIP Covered Necessary Health Services – Where after Dalton McGuinty promised not to decrease any health services covered by OHIP, and also not to raise taxes, he did both on the same day by implementing the Ontario Health Premium and delisting coverage of Optometry (Eye), Chiropractic and Physiotherapy Services for Ontarians. (See: Canadian Cancer Care Society: Mixed reaction to McGuinty government’s budget and Toronto Star: Hampton pledges to pay for delisted health services.)

     

  2. The McGuinty eHealth Scandal  – That cost Ontario’s Working Families a Billion dollars in wasted tax dollars (and unprecedented delays in the computerization of Ontario’s health records), and is a true definition of “gravy”, a term that also defines McGuinty’s wasteful mismanagement of the Ontario Government. Here we stand years after this initiative started and Billions of dollars in the hole, and still it is not completed. The eHealth failure was famous not only for its complete lack of progress, but also for its constant usage of sole-sourcing and untendered contracts to Liberal friends, along with scandalous expenses logged by useless consultants, eHealth Executives and Upper Management.  “eHeatlh” has now become a term that is synonymous with scandal, waste and boondoggle.  (See: Toronto Star: EHealth operation bled $1B and Toronto Star – Coverage of eHealth Ontario.)

  3. The McGuinty Slush Fund Scandal – Where Dalton McGuinty’s Government gave $32 Million to Liberal friendly groups (in the form of Government Grants) over a 2 years span with no formal application process and no accountability for how the money would be spent. Just, “here you go, vote Liberal!”  (See: Toronto Star: Insults and accusations fly in Ontario ‘slush fund’ affair and Toronto Star: New charges fuel ‘slush fund’ scandal.)

  4. The McGuinty Ontario Lottery and Gaming (OLG) Scandal – Where on the McGuinty Government’s watch, there were multiple accounts of catastrophic corruption related to Lottery Winnings being stolen from Ontario families by Lottery Retailers, countless OLG insider wins, Ontario family tax dollars being corruptly given out via sole-sourced untendered contracts to Liberal friendly firms, and massive Ontario family tax dollar waste via the horrifying expenses by OLG staff again allowed by the McGuinty Government (in exactly the same way it was allowed in eHealth). (See: CTV: Ont. gov’t scrambles to control OLG scandal damage and CTV: OLG: Billions in profits, but lots of headaches.)

  5. The McGuinty CancerCare Ontario Scandal – Yet another eHealth-style scandal costing Ontario Working Families millions of dollars. (See: CBC: Cancer Care Ontario broke rules: audit and Toronto Sun: A ‘scandal behind another scandal’.)

  6. The McGuinty Municipal Property Assessment Corp. (MPAC) Scandal – Where on the McGuinty Government’s watch, Ontario Families had their homes either significantly undervalued or significantly overvalued by the MPAC, resulting in either a huge loss of their home’s value, or them being significantly overcharged for property taxes. When provided the auditor’s report, the MPAC rejected investigating into the issue. In addition to their failures in providing the basic service for which they are employed, they also were caught in yet another eHealth-type expense scandal. (See: The Ottawa Citizen: Ontario auditor-general says MPAC shortchanges homeowners, hospital wait times not improving and National Post: Ontario’s Audit.)

  7. The McGuinty Children’s Aid Society (CAS) Scandal – Where on the McGuinty Government’s watch, Ontario working family tax dollars that were supposed to go towards vulnerable children in Ontario, were instead squandered on Luxury Vehicles, All-Inclusive Luxury Resort Vacations to the Caribbean and other vacation destinations, Gym Memberships and Executive Allowances for CAS Management. (See: CBC: Ontario children’s aid societies misspent money, auditors allege, National Post / The Ottawa Citizen: Children’s Aid funds misused, auditor says and Toronto Star: Opposition slams Ont. Liberals over CAS.)

  8. The McGuinty / Wynne Gas Plant Scandal – In order to earn a majority government in the upcoming election, McGuinty cancelled 2 gas plants costing Ontarians billions of dollars in cancelled contract fees.  Then came the lies: Having stated that as a senior cabinet minister she had “No idea” about this, Wynne then had all the emails deleted.

9.  Debt, Debt and More Debt.  As of September 2014, Ontario’s debt is $304.4 billion, an amount that has more than doubled in the 12 years the McGuinty-Wynne Liberals have been in office. That’ll be $22,382 from each Ontarian, please. We pay $10.56 billion every year just to carry that debt, which remains the third-largest budget item, behind only health care and education. And the Liberals plan to add another $26.7 billion to the debt with another three years of deficit spending.

10.  Jobs and the Economy – Ontario’s economy continues to struggle. We’ve seen job losses some months and modest job gains others. But despite huge tax increases and a struggling economy, we are still apparently affluent enough to pay for a newly-announced Liberal carbon tax, because, uh, Quebec is doing it too. Don’t worry about the details — Wynne will move very quickly to make you poorer before you even know it. And if you don’t recall the Liberals ever campaigning last year on implementing a carbon tax, you’re right.

11.  Sex education scandal. What is being implemented now is basically the same curriculum that was introduced in 2010. In that year, massive public outcry from thousands of Ontarians caused the Liberals to relent. But now the curriculum has been re-introduced and appears ready to be implemented with pleasure by the Liberals; they have a majority, and you must be homophobic or Conservative if you disagree with their sex agenda.  Ignore, for a moment, the actual curriculum, which is publicly available for anyone to review. The fact that it is being implemented without any consultation with parents is appalling. And then there is that small inconvenient matter of the former Deputy Education Minister Ben Levin (who served under then-Education Minister Kathleen Wynne) recently pled guilty to child abuse crimes, including making and possessing child pornography and counselling a person to commit a sexual assault. The agreed-upon statement of facts demonstrates Levin’s sick fascination with sexually abusing children.

Parents are owed every opportunity to give input into how their children are taught at school. That is especially important when the man formerly in charge of the education department has since been convicted of pedophilia. Rather than pledging to review whether a convicted child sex offender had his fingerprints on the Liberals’ sex education agenda, Kathleen Wynne has outrageously dismissed all her critics as “homophobic” or Conservatives. (The Toronto Star reported that “the Liberal government adamantly insists not, specifically in no way involved with the new sex education syllabus rolled out last week.”

The Liberals have rampantly abused the parliamentary process. Kathleen Wynne sued two Conservatives for questioning her role in the gas plants scandal.

Wynne is also happy to bribe an election candidate with government positions to step aside so her preferred candidate could run and ultimately win in Sudbury (another current OPP investigation).

When NDP Leader Andrea Horwath asked why the Premier wasn’t showing up to Question Period, she was thrown out of the House by the Liberal Speaker. Yes, really; you can do all of these things in McGuinty-Wynne Ontario when you have a majority government and not a care for what anyone else thinks or says.

12.  Teacher, Teacher, Why Won’t You Teach Me?!?

The Ontario Liberal government and labour issues ran rampant throughout the Liberals term in office, with the icing on the cake being a settlement and then the Liberals paying the union $1,000,000 – described by the government as money for pizza”.

 

So fast forward to the Federal election, and here is Liberal Leader Justin Trudeau referencing Conservative leaders Doug Ford and Jason Kenney, as if to say that these leaders are bad for their provinces and thus Conservative Leader Andrew Scheer would be bad for Canada.

Ummmmmm…

Has JT forgotten about how horrible and how corrupt the Ontario Liberals are, actually, were, as they no longer have official party status in Ontario. 

But Trudeau expects Canadians to buy into his rhetoric and believe that Scheer is dangerous, much like Ford – who accepted a near-bankrupt province and has been fighting to turn around the fortune without raising taxes as the Liberals do.

I think JT needs to campaign on his own record – damn – he cant do that because aside from his ill thought out cases of blackface and brown face, his only other claim to fame, legalizing marijuana, means his re-election hopes will go up in smoke.

 

Posted in Canada, Community, Daddy, events, family, Life, news, Parenting, Recommends, The Urban Daddy

Thomas the Tank Engine is Coming to Uxbridge, Ontario! August 9th to 11th AND 16th to 18th


Upon learning that Thomas the Tank Engine is coming to Uxbridge, Ontario for Day Out With Thomas: The Steam Team Tour 2019, I could not help but get flooded with great memories of a fun event, with lots to do, and not just on the railway, but also in beautiful Uxbridge.

It’s a fun event, even if it’s really hot outside, and the kids are cranky, etc. It’s a train ride! It’s Thomas. There is music, games, food, activities and fun.

All aboard! 

Thomas the Tank Engine invites little engineers to go full steam ahead for a day of engaging activities and fun adventures at Day Out With Thomas: The Steam Team Tour 2019. 

Thomas pulls into York-Durham Railway on August 9th-11th and 16th-18th.

It’s been a few years, mind you, but with 3 children we’ve had more than a few opportunities to come to Uxbridge and spend time with Thomas and friends. It’s always been an enjoyable event with lots to do, plenty of parking and the picture! Yes, the picture of your family in front of Thomas. We have them all over the house and we look back at these cute family photos fondly.

In addition to riding on the famous train, we met Sir Topham Hatt the Controller of the Railway and enjoyed a day of Thomas-themed activities including toy play, photo ops, and more.

What’s amazing is that this tour is now in its 24th year. Man, I feel old! In addition, the tour now makes 37 stops across the Canada and the US and is expected to welcome nearly one million passengers in 2019.

What do you get:

  • 25-minute (approximate) ride with a talking Thomas the Tank Engine
  • Meet & Greet with Sir Topham Hatt, Controller of the Railway
  • Thomas & Friends Imagination Station featuring a variety of activities
  • All-new “Ask an Engineer” booth, where several kids can talk to an engineer and learn about trains and working on the rails
  • A ‘Passport to Adventures’ booklet for children to track their journey at the event and receive a special prize upon completion.
  • Thomas & Friends-themed activities including toy play, photo ops, and more

 

TIME:       9am-3:45pm

WHERE:  York-Durham Heritage Railway

19 Railway Street Uxbridge, ON L9P 1E5

 

Tickets for Day Out With Thomas: The Steam Team Tour 2019 are on sale now and available by calling Ticketweb toll-free at 866-468-7630, or by visiting www.dayoutwiththomas.com. Ticket prices are $28.65 plus tax for ages 2 and up (service charges and fee may apply).

 

For more information and directions, contact the railway here ydhr@ydhr.ca. or visit ydhr.ca/thomas

For more information about the wonderful world of Thomas & Friends please visit: www.thomasandfriends.comwww.facebook.com/thomasandfriends and for bonus material and exclusive content www.youtube.com/user/thomasandfriends.

 

 

Posted in Canada, Community, government, politics, Weed

Poof! Marijuana is now legal in Canada, and…


On October 17th, 2018, on the one year anniversary of the death of Tragically Hip front man Gord Downey, the Federal Liberal Government – under the leadership of Prime Minister Justin Trudeau – has legalized recreational marijuana in Canada.

And…

People cheered.

People smoked.

People were concerned

Some people didn’t really care

…and people like me were REALLY, REALLY happy and excited!

Why am I so excited?

You see I have never touched the stuff, and likely never will.  I have no interest.  I don’t pass judgment on others (much), and if someone wanted to smoke up pre-legalization, I would only ask that they 1) Don’t do it in front of children, and 2) Don’t do it where I have to smell it.

After growing up with parents smoking cigarettes in the house, I have developed a very strong dislike of the smell of cigarettes (and other strong odors such as, weed, strong smelling colognes and some perfumes).

But what makes me really happy is that now that marijuana is legal in Canada, it is being taxed which means everyone who buys it is contributing to the Canadian economy.  Yes, a lot of that tax money will be earmarked for weed-related education and health care, but certainly, the more that buy and consume safely, the more money the government will have and then hopefully that means the less taxes that we’ll have to pay.

What have I been smoking?

Think about it…

On the first day of legalization, reports indicated that here in Ontario where the only legal way to purchase pot is through the Ontario Cannabis website, the average purchase was $50 per transaction which means 13% HST was added to the price, or an additional $6.50.

In the first hour that the site was open there were around 1000 orders.  The site opened at 12:01am, so from 12:01am to 1am, Ontarians contributed $6500 in tax dollars to the Canadian economy.

Now, lets assume that there were 1000 purchases an hour in Ontario throughout the rest of the day, then the Ontario contribution to the economy on day 1 of legalization was around $156,000.

Extending that projection across the country, and we’re looking at an additional $1,560,000 in tax revenue PER DAY!

If this trend continues throughout the year, the Canadian government can net upwards of $560 million dollars in tax revenue!

Sure the Federal debt is now at 1-trillion dollars and under the Liberals they project a $20-billion deficit for the 2018, so those weed sales had better be on the low end to justify legalization.

So we have to either change governments, or buy a LOT of weed / weed-related products (available in 2019) before we can balance the Federal budget, and from there we could see a significant reduction in the debt in about 1000-years…

Have to start somewhere, eh?

 

 

 

Posted in Community, family, government, Life, money, Parenting, politics, Toronto

Ontario Election 2018: Thoughts


Don’t we tell our children to go to school, work hard, get good grades, go to University, work hard, get good grades, graduate, and then with all that effort and knowledge, they can make as much money as they want?

With tax rates shooting up under the Ontario Liberal government and set to go up even more under the NDP government, if elected, do we really want to tell that to our kids any more?

Or should we clarify or amend that for 2018 and beyond to something more like this;

 

Go to school, work hard, get a solid education then go to University or College, and get a better education then go out and make a ton of money because if you make a lot, you’re going to be paying more than everyone else in taxes, and you’re ambition, skills and success are needed to pay back a massive debt and deficit that previous generations of government have created so that they could stay in power.

Congratulations, future generations!  The future is here and your earning power is needed more than ever to pay for mismanagement of financial resources and bad spending.

Earn more, and pay more.

Where is the incentive?

It’s likely there will be parents telling their kids that the sweet spot is now $42,000 in Ontario.  Under $42,000 and you pay 5.05% in provincial tax.  Earn more, but don’t report it.  Or don’t earn it and let those foolish ambitious people pay almost 3 times what you do in tax for earning less than 3 times what you make.

The system is broken.

And if another person tells me that “balancing the budget is not that important”, I’m going to lose it.

I’d like that person to run their household the way the Liberals ran this province and the way the NDP would run the province for just one year and see what they’ve got at the end of the year.

It won’t be a guaranteed job, with a guaranteed salary.  It’ll be bankruptcy or homelessness.

What ever happened to not purchasing what you cannot afford to pay for??

Shame.

#onpoli

Posted in #OHIP4IVF, Canada, Community, disaster, family, government, Life, money, Parenting, politics, Toronto

Ontario Provincial Election Primer 2018. Undecided? Read This!


On June 7th, 2018, Ontarians will get an opportunity to vote in an election which will shape the way our province runs for the next 4-years.

The decision we make, has to be made based on what is best for the collective whole, what is best for us, and what is best for the next generation of Ontario Taxpayers, and not based on what people will say about us, our Province, our Premier or our Prime Minister.

The task is a tough one, but let’s try to shed some light on the platforms and what to expect for the next 4-years, and see if that helps you decide who gets your vote.

In 2014, the Ontario Liberal Government made these promises;

Personal taxes

Liberal 2014 pledge was to “Raise taxes on top 2% of Ontario earners”

In order to see how they did, I pulled the Ontario tax rates from the Canadian Tax Returns from 2010-2018.

Ontario tax rates

2018: 5.05% on income of $42,960 or less, 9.15% on $42,963-$64,077, 11.16% on $64,077-$70,000,  12.16% on $70,000-$220,000 and 13.16% on income over $220,000.

2017: $42,201 or less @5.05%, $42,201-$84,404 @ 9.15%, $84,404-$150,000 @ 11.16%, $150,000-$220,000 @ 12.16%, over $220,000 @ 13.16%

2016: $41,536 or less @ 5.05%, $41,536-$83,075 @ 9.15%, $83,075-$150,000 @ 11.16%, $150,000-$220,000 @ 12.16%, Over $220,000 @ 13.16%.

2015: Less than $40,922 @ 5.05%, $40,922-$81,847 @ 9.15%, $81,847-$150,000 @ 11.16%, $150,000-$220,000 @ 12.16%, and income more than $220,000 @ 13.16%

2014: $40,120 or less @ 5.05%, $40,120-$80,342 @ 9.15%, $80,242-$150,000 @ 11.16%, $150,000-$240,000 @ 12.16%, More than $220,000 @ 13.16%

2013: $39,723 or less @5.05%, $39,723-$79,448 @ 9.15%, $79,448-$509,000 @11.16%, over $509,000 @13.16%

2012: $39,020 or less @ 5.05%, $39,020 – $78,043 @ 9.15%, $78,043-$500,000 @ 11.16%, More than $500,000 @ 12.16%.

2011: $37,774 or less @ 5.05%, $37,774-$75,550 @ 9.15%, More than $75,550 @ 11.16%.

2010: $37,106 or less @ 5.05%, $37,106-$74,214 @ 9.15%, More than $74,214 @ 11.16%

 

As you can see, the tax brackets move year over year, and there have been additional tax brackets added. Here is how much Ontarians earned, according to Statistics Canada census.

According to Statistics Canada

Individuals by total income level, by province and territory (Ontario)
  2011 2012 2013 2014 2015
number of persons
Total, all income groups 9,741,870 9,743,420 9,867,280 10,083,520 10,157,280
Under $5,000 872,840 799,690 805,190 855,500 764,990
$5,000 and over 8,869,030 8,943,730 9,062,090 9,228,020 9,392,290
$10,000 and over 8,155,630 8,245,590 8,375,390 8,562,450 8,748,520
$15,000 and over 7,219,670 7,322,660 7,457,070 7,655,920 7,878,190
$20,000 and over 6,301,960 6,416,620 6,545,820 6,745,310 6,974,390
$25,000 and over 5,530,610 5,645,750 5,772,340 5,959,770 6,184,900
$35,000 and over 4,334,550 4,460,560 4,582,210 4,749,620 4,948,440
$50,000 and over 2,852,030 2,972,470 3,087,320 3,230,610 3,394,390
$75,000 and over 1,404,030 1,487,700 1,574,090 1,668,890 1,771,250
$100,000 and over 658,520 707,620 766,990 819,960 886,190
$150,000 and over 231,310 246,520 265,550 278,330 305,590
$200,000 and over 122,190 128,140 136,290 141,740 157,450
$250,000 and over 78,370 81,210 86,300 88,600 98,750
$
Median total income 30,290 31,310 31,820 32,380 33,840

According to Statistics Canada, in 2015, there were 10,157,280 Ontario Taxpayers.

For the Liberals to increase taxes on the top 2% of them would, mean increasing taxes for approximately, 203,145.6 Ontarians, which would be every Ontarian earning over $200,000 per year.

It looks like that has happened, and I’m sure many would support that, but have a closer look at the numbers, and you will see that in 2013, the top tax rate of 13.16% applied only to Ontarians earning over $500,000, but that was dropped in 2014 to apply to Ontarians who earned over $220,000.

In 2013, if you earned $200,000, your tax rate was 9.16%. In 2014, it was 12.16%, and in 2015, it was 13.16%

That is a 4% increase on the highest income earners!

Wait until later in this post to see what the Liberals did to the “middle class” and how much their taxes increased!

 

Corporate taxes

In 2014, the Liberals promised to;

  • Maintain corporate tax rate at 11.5% for now
  • Increase tax rate on aviation fuel
  • Remove small business tax deduction currently used by large businesses

Fact: Ontario Corporate Tax Rates have a low and a high, and in 2018, the rate was 3.5%-11.5%.

The low end is one of the highest in Canada, while the high end is one of the lowest in Canada.

Under the Liberal government who states that Corporations must pay their fair share, the Ontario General corporate income tax rate was:

14% before July 1, 2010

12% June 30, 2010

11.5% after June 30, 2011.

 

In the most recent budget, the Ontario Liberal government matched the Federal Liberal government and got rid of the Small Business Deduction – which reduced the corporate income tax rate on the first $500,000 of active business income of Canadian‑controlled private corporations (CCPC) earned to 4.5%.

As of January 1, 2018, the lower rate of Ontario corporate income tax decreased from 4.5% to 3.5% and CCPC’s with taxable capital is between $10 million and $15 million are no longer eligible for the preferential corporate income tax rate of 4.5% on the first $500,000 of active business income.

 

Jobs

In 2014, the Ontario Liberals pledged to;

  • Increase minimum wage to $11/hour
  • Spend $2.5 billion over 10-years on a Jobs and Prosperity Fund to attract and keep businesses in the province
  • Spend $38-million in the Youth Employment Fund in 2014-15 until September 2015
  • Simplify and restructure Foreign Credential Recognition Program
  • Spend $25-million in the Aboriginal Economic Development Fund over 3 years to promote aboriginal business
  • Create a regulated crowdfunding system
  • Spend $75-million on a “wine strategy” to encourage exports of Ontario VQA winesAside from really jacking up the minimum wage which resulted in the largest loss of part-time jobs in the history of this province, the government spent a lot of our taxpayer dollars in areas which are difficult to measure the cost to job ratio.

Deficit

In 2014, the Liberals pledged to;

  • Balance the budget by 2017-18

Not even close! Between 2007-08 and 2018-19, Ontario’s debt grew from $157 billion to $325 billion.

One only has to look at this chart from the National Post to see the damage that Liberal Spending has done to the deficit, which we all have to pay back, eventually.

In 1985, the Liberals under David Peterson arrived, marking the defeat of Ontario’s four-decade conservative dynasty.

In 1990, Bob Rae became premier with the NDP forming Ontario’s government for the first time in history and their tenure coincided with the worst recession since the end of WWII, resulting in plunging revenues and growing expenditures in an effort to maintain services and stimulate the economy.

The resulting deficits were as high as $12.4 billion and saw the accumulation of $63.4 billion in net public debt.

By 1995, Ontario’s net public debt had reached $101.9 billion.

The NDP government was replaced in 1995 by Mike Harris’s Conservative government, which began expenditure reduction (cut costs) and restructuring to balance the budget as well as tax reductions to stimulate the economy.

Lower taxes, lower interest rates and a booming U.S. economy together helped Ontario’s economy rebound and government revenues grew, helping close the budgetary gap.

Ontario balanced its budget by 1999 but its net debt still grew to $138.8-billion under Ernie Eves in 2003 from $101.9-billion in 1995.

The defeat of Eves ushered in the Liberals under Dalton McGuinty in 2003 and then Kathleen Wynne in 2013.

This period witnessed the largest debt accumulation in Ontario’s history.

Between 2003 and 2014, Ontario’s net public debt grew to $287.3 billion from $138.8 billion – an increase of $148.5-billion.

The Liberals reduced it once, by $1.1 billion dollars after selling of part of Hydro 1, but that surely cannot be the only way to pay down the debt, can it?  Once all the assets are gone, what would they use?

Ontario has been a province since 1867 but 87% of its net public debt was accumulated in the years since 1990.

*** Interest on this debt is $11 billion a year! ***

 

Health care

In 2014, the Liberals pledged;

  • Increase hourly wage for personal support workers by $1.50 in 2014 and 2015 and $1 in 2016
  • $20-million to improve access to primary care physicians
  • Expand home, community and supported home care for 46,000 more seniors
  • Access to dental services for 70,000 more children in low-income families
  • Create low-income health benefit to provide vision care, drug coverage and mental health services to low-income families
  • Eliminate service waitlists for 21,000 people with developmental disabilities
  • $5-million to Children’s treatment centres
  • Expand and improve hospitals over a 10-year plan
  • Cap or cut hospital parking fees for frequent hospital visits
  • Establish Patient Ombudsman

 

Unfortunately, this Liberal government will be known for failing hospitals, failing patients, and failing to take full care of the lowest income earners.

Instead of free medication for the poorest Ontarians, the Liberals provided free medication for children.

Nursing homes are still over crowded. Hospitals are still over crowded. Doctor’s are leaving the province due to the Liberals poor negotiation / tax increase on them.

Pensions/Seniors

  • The Provincial Pension Plan to provide further retirement savings to the Canada Pension Plan

But thanks to the Federal Liberal government, this did not happen and while the concept was a good idea, the burden of cost for administering this program would fall to the employers, who have already been hit with increased taxes, and in 2014, had no idea what was to come with the sharp rise in the minimum wage.

 

Education

  • Implement full-day kindergarten for 4 and 5 year-olds by September 2014
  • Expand student nutrition program to 340 more schools
  • Integrate 60 minutes of physical activity into the school day
  • 3-year $150-million spent on technology and learning fund for tools such as tablets and cameras and professional development for teachers
  • $10-million to create Experience Ontario – Done – Experience Ontario is a pilot program for a limited number of recent high school graduates who have an interest in attending postsecondary education or apprenticeship training, but are uncertain of their next steps.
  • Keep 30% off tuition grant for post-secondary students – Hidden tax increase because if tuition drops by 30% and teachers / teaching assistants, etc., keep getting pay raises, then who gets to make up the difference… Ontario Taxpayers!
  • Build new post-secondary campuses and create spaces for 15,000 more students – this was announced – to be built in Markham – a joint venture between Seneca College and York University. Ironically, after the York University FINALLY opened, a mere 10-years later than it should have, the government plans to build this campus where there is no underground service… Can you say commuter University part 2.

 

Transportation/Transit

In 2014, the Ontario Liberals pledged to;

  • Invest $15-billion in transit projects in the Greater Toronto and Hamilton Area, including the electrification of GO Express Rail and downtown relief line
  • All-day regional express rail GO service in Waterloo Region
  • Invest $14-billion in transit projects outside GTHA, including $1-billion in Ring of Fire transportation infrastructure
  • Two-way, all-day GO Train service in more communities
  • $2.5-billion for highways including expanding Hwy. 427 and expanding Hwy. 7 to four lanes between Kitchener and Guelph

They didn’t agree to speed up the building of current Toronto projects like the Eglinton LRT, or the proposed Finch LRT, which has been dragging along for 6-years costing commuters and business owners significant amounts of money each and every day. Ultimately, they can propose what they want, but they have to get the job done, and that has not happened, anywhere.  Traffic is getting worse by the day.

 

Consumers

  • Lower auto insurance rates by an average of 15% by August 2015
  • Create Consumer Bill of Rights

This pledge was a giant joke, as Ontarians pay some of the highest insurance rates in the world, while Ontario insurance companies make some of the highest profits in the world.  Additionally, what good is a Bill of Rights without any teeth? 

Family care

  • Pay for one cycle of in vitro fertilization – check. Good one!
  • Increase Ontario Child Benefit to $1,310 & index it to inflation afterward – done. Currently at $1378 per child per year.
  • Call on federal parties to include a national child care program in 2015 election platforms… Err, okay, this has not happened. Maybe they should focus on, I don’t know, Ontario!
  • Increase Ontario Works and Ontario Disability Support Program rates for people with disabilities by 1% in 2014-15

Where was removing the Child Fitness Tax Credit??? Wasn’t mentioned but was removed – essentially a tax increase! Families put kids in programs for health and due to the tax incentive.  The removal of this credit is significant, sadly.

WSIB is killing Ontario businesses due to the costs to administer and it punishes the workers. This needed a major overhaul, but wasn’t touched.

 

Environment/Energy

  • Eliminate debt retirement charge on residential electricity bills
  • Develop program to reduce electricity bills for low-income families
  • Keep Northern Industrial Electricity Rate Program to help businesses reduce energy costs
  • Expand outer boundary of Greenbelt over next six years
  • Promote urban forestry
  • Address algae problems in Great Lakes
  • $30-million over next 10 years to maintain Walkerton Clean Water Centre
  • $30-million over next three years to promote local food
  • $25-million over three years for cycling strategy CycleOn
  • Expand provincial trail network

I’m not even going to touch this disaster portfolio by the Liberals. They spent, spent and then spent more, and they taxed, raised, and increased anything and everything to pay for their out-of-control spending. Gas taxes went up, user fees increased, hydro coasts soared, Liberals went to jail, Liberals went on trial, and everybody had to pay.

 

Political reforms

  • Maintain MPPs’ salary freeze – still $116,500 as it was in 2008. Not even increased in line with inflation. That must suck.
  • Cap public sector and broader public sector executives’ salaries – check
  • Reduce number of government agencies by 30% in 2015

There are currently 28 Ontario Agencies;

Accessibility Directorate of Ontario
Government & Consumer Services
Environment & Climate Change
Citizenship & Immigration
Agriculture, Food and Rural Affairs
Attorney General
Natural Resources & Forestry
Children and Youth Services
Municipal Affairs
Health and Long-Term Care
Treasury Board Secretariat
Tourism, Culture and Sport
Labour
Natural Resources & Forestry
Community Safety and Correctional Services
Education
Finance
Advanced Education and Skills Development
Transportation
Northern Development and Mines
Research, Innovation and Science
Energy
Infrastructure
International Trade
Housing
Children and Youth Services
Francophone Affairs
Community and Social Services

In 2010, I counted 26 of them. I’m sure there must be more, but merging them together doesn’t mean efficiencies were created, it just means fewer web-pages to have to update.

  • Introduce financial accountability officer – done
  • Give municipalities option of ranked ballots as an alternative to first-past-the-post in elections

After a review of the facts, this government has essentially lived up to their spending promises, however, there are 2 areas where I believe they failed miserably;

  1. Spending, and
  2. Taxation.

Increased spending where there is a balanced budget means the government takes in X amount of dollars in tax from Ontarians, and spends X amount of dollars.Unfortunately for all Ontarians, the government took in X amount of dollars from Ontarians, yet spent hundreds of billions of dollars more than they took in.

The effect of this spending means that Ontario has to borrow the money and has to pay interest on this borrowed money.

The amount Ontario has borrowed, or the deficit, currently stands at $325 billion dollars!

Imagine earning $100,000 per year, and borrowing $30 million dollars from the bank?  Then having to borrow more and more each year just to make the minimum payments on the interest to stay out of bankruptcy?  That debt will never be paid off unless you earn significantly more amounts of money, reduce all of your expenses, and if the lender agrees to reduce the interest.

If, however, the bank calls the loan, then you are bankrupt.

The same holds true for provinces.

The long-term effect of this irresponsible spending is that going forward for every X dollars the province brings in as tax dollars, there is an amount, let’s call it Y, which the government MUST pay in interest to the bank on the money they had to borrow. That means in order to balance a budget, they have to get even more money from Ontarians, which means even higher taxes, or they have to cut spending.

But if they cut spending, then they have to cut services, which is what they claim the Conservatives always do, so they don’t cut expenses or raise taxes, they do it in a much sneakier way so that you never know they are doing it.

One way this government has reduced spending and increased taxes, for example, is by getting rid of tax credits or deductions, such as the Child Tax Credit, or the Transit Credit. By not allowing these credits, the government no longer has accept less taxes from Ontarians and they win again because either these Ontarians will get back less taxes (because no deduction).

It’s brilliant.

It’s devious.

It’s immoral.

It’s like reducing the size of a jar but charging the same price. Consumers think they’re getting the same amount for their dollars, but in fact they are getting less and paying the same.

If the government told you back in 2014 that they would spend the province into bankruptcy and increase taxes by 3-4% on every Ontarian earning over $40,000/year while cutting credits and deductions, would you have voted for them?

Funny how that was never discussed…

 

Note: By moving the middle tax bracket, your $70,000 of income in 2014 put you in the 9.15% tax bracket, but in 2018, it puts you in the 12.16% tax bracket. That move increases taxes on the “middle class” without increasing the tax rate.  This was done while both the Liberal governments here in Ontario and Federally have been campaigning against the “rich and wealthy.”

These adjustments, along with the adding of levies, and user fees, and all those other words which mean tax, is just another way to prove that this government is underhanded and untrustworthy.

So instead of posting each parties platform and going through the pros and cons of each government, I decided to save everyone time and pull out what I feel really matters.

Liberals: More spending. Budget not balanced until 2024-2025.  Wave hands, and magically increase taxes on everyone over $50,000.

NDP: Even more spending.  Remove the power for governments to call an end to strikes. Debt and deficit to continue to grow.  Money to come from increasing taxes on the”rich” which we now know to be everyone over $40,000 per year.

Conservative: One or 2 years of deficit, then balanced budget and begin paying down the debt.  Plan to get more money into the governments pockets is not through increasing the tax rate, but by lowering taxes, gas, hydro, and letting Ontarians spend more money because 8% of that HST (consumption tax) belongs to Ontario.

Green: Increase spending for 2-3 years, no balanced budget for 3-4 years, and increased revenue to come from taxing the “rich” taxpayers and corporations.

 

Personally, if you ask, I’d rather tighten my belt buckle now and pay that bit extra in order to see the deficit reduced so that my children are not paying for this in the next 5-10 years.  Unfortunately, because the Liberals typically spend without consideration for where the money to pay for it will come from, it puts the next governing party in a bad light because they have to reduce waste, and cut where the Liberals didn’t want to.  It’s a great strategy to keep getting elected, but as a Taxpayer its annoying and unfair.

Good luck and get out there and vote!  It’s your democratic right!