Ontario Election 2018: Thoughts


Don’t we tell our children to go to school, work hard, get good grades, go to University, work hard, get good grades, graduate, and then with all that effort and knowledge, they can make as much money as they want?

With tax rates shooting up under the Ontario Liberal government and set to go up even more under the NDP government, if elected, do we really want to tell that to our kids any more?

Or should we clarify or amend that for 2018 and beyond to something more like this;

 

Go to school, work hard, get a solid education then go to University or College, and get a better education then go out and make a ton of money because if you make a lot, you’re going to be paying more than everyone else in taxes, and you’re ambition, skills and success are needed to pay back a massive debt and deficit that previous generations of government have created so that they could stay in power.

Congratulations, future generations!  The future is here and your earning power is needed more than ever to pay for mismanagement of financial resources and bad spending.

Earn more, and pay more.

Where is the incentive?

It’s likely there will be parents telling their kids that the sweet spot is now $42,000 in Ontario.  Under $42,000 and you pay 5.05% in provincial tax.  Earn more, but don’t report it.  Or don’t earn it and let those foolish ambitious people pay almost 3 times what you do in tax for earning less than 3 times what you make.

The system is broken.

And if another person tells me that “balancing the budget is not that important”, I’m going to lose it.

I’d like that person to run their household the way the Liberals ran this province and the way the NDP would run the province for just one year and see what they’ve got at the end of the year.

It won’t be a guaranteed job, with a guaranteed salary.  It’ll be bankruptcy or homelessness.

What ever happened to not purchasing what you cannot afford to pay for??

Shame.

#onpoli

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Who is this Urban Daddy character? Thursday Thirteen: 13 facts about this Canadian Blogger


Today is Thursday, which means it’s a very good time to create a Thursday Thirteen post – and the topic this week is 13 facts about The Urban Daddy.

  1. I’ve been writing this blog since 2004.  That makes for a very old blog, eh?

  2. I have written 1,434 Blog posts for The Urban Daddy

  3. I have a tax blog -for my real job – called inTAXicating, which I started in early 2008 and I have written 369 Canadian Tax posts for that site.

10.  I used to work in the Federal Government, in the Canada Revenue Agency, for almost 11-years before resigning to take a managerial position in the private sector.  The change was long overdue.

9.   In the CRA, I collected taxes, trained employees, took 3-years of my accounting designation and then completed my MBA.

8.   I don’t play many online games – after my wife freed me from my Cityville addition – I only play Tap Baseball, Clash of Clans and Tiny Tower Vegas.

7.   I live near one of the most affluent neighbourhoods, in the largest city in Canada – the 5th largest in North America, Toronto

6.   I ran for student council president of my university only to lose to some guy named Jian Ghomeshi  It was a half-assed attempt, but fun nonetheless.  I vaguely remember meeting him and his campaign manager in the main hall and one, or both of them, telling me that they were going to tear down my campaign posters and threatened me about something.  I was wearing my cowboy boots (don’t judge me) at the time, and with them stood about 6 foot 2.  I was NOT intimidated.

5.  I’m fiscally conservative but hate guns, racism and drugs.  I love common sense, saving money, and being upfront and honest.

  1. I’m a rule follower.  Clear your sidewalks.  Don’t throw snow in the street.  Don’t disrupt others.  Live and let live.

3.  I’m learning as I get older things I should have learned much younger.  Foods, anxiety, ADD, how to treat those you love…

2.  I love being a Dad.  LOVE, LOVE, LOVE.  Love attending events and being there for the kids.  Something I either didn’t have or don’t remember.  It was a different time back then, but still.

1.  I ran a left-handed students association at my university – the school gave us an office, and money to find areas where lefties were being discriminated against.  Our main beef was that some of the largest lecture halls had no left-handed desks, or if they did, the desks were on the far-left side of the lecture hall.  Not cool if you’re vision sucks like mine does.

 

 

Now it’s your turn.

What are 13 facts about you that make you who you are?

 

Urban Twin Mummy… You have a week.  Get started.  🙂

 

Olivia Chow Running for Toronto Mayor Position. One of the Top… Spenders as a MP.


According to the Federal government, here: http://www.parl.gc.ca/PublicDisclosure/MemberExpenditures.aspx?Id=MER2013FY&Language=E

I’ll break out the stats. Have a look at others. This could be the Mayor to bankrupt Toronto:

Expenditures by Member

Member: Chow, Olivia

Member. Status. Constituency Name. Constituency Size. Number of Electors.

Chow, Olivia. Active. Trinity—Spadina. 26 km². 101,020

Category

Member’s Budgets ($)

Resources Provided by the House ($)

Travel Points

Total ($)

Reg.

Spec.

U.S.A.

1-Employees’ salaries and service contracts
241,328.49 – 241,328.49

2-Travel

Member
2,191.93 46,090.29 39.50 10.00 – 48,282.22

Designated traveller


Dependants


Employees
3,109.33 2,494.24 4.00 – – 5,603.57

Member’s accommodation and per diem expenses
7,240.65 – 7,240.65

Member’s secondary residence expenses
12,000.00 – 12,000.00

3-Hospitality and events
3,870.58 – 3,870.58

4-Advertising
3,296.96 – 3,296.96

5-Printing

Householders
– 28,835.50 28,835.50

Ten percenters
– 19,898.77 19,898.77

Other printing-related expenses
7,536.58 – 7,536.58

6-Offices

Constituency office leases, insurance and utilities
41,962.70 – 41,962.70

Furniture, furnishing and equipment purchases
505.00 3,457.65 3,962.65

Equipment rentals
2,403.41 – 2,403.41

Informatics and telecommunication equipment purchases
2,092.37 1,726.10 3,818.47

Telecommunication services
7,330.26 6,998.71 14,328.97

Repairs and maintenance
498.14 – 498.14

Postage and courier services
4,704.87 – 4,704.87

Materials and supplies
4,622.22 3,708.66 8,330.88

Training
348.04 – 348.04

Total Amount Spent: $458,251.45.
345,041.53 113,209.92 43.50 10.00 – $458,251.45

That is $458,251.45 in one year. One riding.

Take a deep breath and think again… Please.

STATUS:
Active – Member throughout fiscal year; DE – Deceased; NR – Not re-elected; NE – Newly elected; NSR – Not seeking re-election; RS – Resigned; NEB – Newly elected in by-election

Provincial Election Primer 2014: St. Paul’s. Undecided? Read this! (updated)


The provincial election is coming up fast – On June 12th, 2014 and Ontarians have a very tough decision on their hands. Stuck with 3 underwhelming candidates for Premier of Ontario, the field would appear to be wide open as to who will win and whether the government will be a majority or a minority.

Expect another coalition government, propped up by the NDP again, but expect this time that PC leader Tim Hudak (if he’s still there and not replaced by Doug Ford) will actually force the Liberal government to add some Conservative goodies into the budget as Premier Kathleen Wynne did for the NDP every time.

But I wanted to take a look at the riding I live in, St. Paul’s, an affluent Toronto riding almost completely residential and includes both the mansions of Forest Hill and the multicultural neighbourhoods that straddle St. Clair Avenue west of Bathurst Street.

Thank you to the CBC for all of this data below;

The population in this riding from the 2006 census is 111,131, down 1.2% since the previous census taken in 2001.  Politically, Liberal Dr. Eric Hoskins has held this seat since beating PC Sue Ann Levy in a by-election in 2009 by 5,330 votes.  The seat had previously been Liberal, held by Michael Bryant since 1999.  Bryant relinquished his seat in May 2009 to lead Invest Toronto.  Bryant quit Invest Toronto after being charged in the death of bicycle courier Darcy Allan Sheppard in downtown Toronto (the courier you may recall grabbed a hold of Bryant’s car and was threatening him when Bryant sped away and Sheppard flew off his bike on the street where he died).

You could say this riding is somewhat of a Liberal strong hold, which is interesting considering this riding contains the second largest amount of wealth in all of Canada, and typically wealth = Conservative, and that south of St. Clair is very left-wing.  For this reason I am constantly amazed that there is no strong Conservative candidate in the area campaigning for the removal of Hoskins.

Take the last provincial election from 2011.  Dr. Hoskins easily won after garnering 25,052 votes, or 58.41% of the vote.  Second was PC Christine McGirr with only 8,971 votes, or 20.92%.  The NDP candidate David Hynes came in right behind McGirr with 7,121 votes, or 16.60% of the vote, and votes were given to the Green Party candidate, Judith Van Veldhuysen (1,172, 2.73%), the Libertarian candidate John Kittredge (332 votes, 0.77%), the Family Party candidate Mike Rita (88 votes, 0.21%) and these two parties;  SPO Keith Pinto (83 votes, 0.19%)
and NOH David Vallance (73 votes,  0.17%).

A Liberal landslide, and having just moved into the riding, I did not see or hear from or of McGirr at any point in the campaign, but did receive tons pricy, glossy flyers from Hoskins.  The same held true this year – more on that later.

Let’s take a closer look at the riding’s demographics, and compare the rate in the riding to the provincial average and the average in Canada.  Of note will be the extremely low unemployment, the above average number of seniors but what should really jump out at you is the average annual household income figure and the percentage of people in this riding with a post-secondary degree.  It’s outstanding and a really good reminder for kids to stay in school!

From 2006 census:

Unemployment Rate:

St. Paul’s 6.2%
Ontario 6.4%
Canada 6.6%

Seniors:

St. Paul’s 15.67%
Ontario 13.56%
Canada 13.71%

Home Owners:

St. Paul’s 20.11%
Ontario 26.61%
Canada 26.92%

Average Family Income:

St. Paul’s $166,814
Ontario $90,526
Canada $82,325

Post-Secondary Degrees:

St. Paul’s 48.41%
Ontario 33.54%
Canada 33.35%

This riding is pre-dominantly Jewish, followed by Philippino, then Caribbean, and Native Canadian.

 

The 2014 Candidates

Conservative Justine Deluce
Liberal Dr. Eric Hoskins
NDP Luke Savage
Green Josh Rachlis
Libertarian John Kittredge
Freedom Party of Ontario Mike Rita

So let’s take a closer look at the candidates:

Deluce, being the newcomer and with very little literature on the street and no buzz, she is the candidate people will vote for if they do not vote for Hoskins, so she is playing the come and find me game.  So I did.

Justine Deluce is bilingual, and is / was, the COO at Chestnut Park Real Estate, so she understands the challenges of running a business in a competitive environment, and she also must be perfectly aware of some key concerns for Ontarians – and the folks in St. Paul’s – of creating and maintaining jobs, and keeping the economy rolling.  If the “bubble” ever bursts, it’s the owners of these $2 million – $10 – million dollar homes who will need to create new businesses, downsize their homes and keep employing quality people and keeping the economy driving, so knowing this, Justine takes aim at pointless red tape which act as barriers to progress. 

Justine believes in fiscal responsibility, transparency and being accountable for the management of taxpayer dollars.  SCORE!
Being in real estate, Justine already has the proven experience of working in an industry where success is synonymous with trust, accountability and knowledge.  SCORE!
Fittingly, Justine served at Queen’s Park as a senior policy advisor for several Ministers in the Health and Long-Term Care and Citizenship, Culture and Recreation portfolios.  If you recall the demographics in the St. Paul’s riding, these were all key concerns among the community.Justine has volunteered and raised funds for a number of not-for-profit organizations in her community including, Project Sunshine, Home Horizon, the Royal Ontario Museum, The Power Plant Gallery and the True Patriot Love Foundation.  She has a particular interest in the issues of mental health, addictions and related research.Justine has a BA in French from the University of Western Ontario and an MBA from the University of Edinburgh. She also earned her Private Pilot’s Licence at an early age. She has lived in Toronto since 1987.
The current MPP is Dr. Eric Hoskins, and honestly, after living in the riding for 4-years and being as politically active as I am, I have yet to see Dr. Hoskins, except come election time.  I find his pamphlets to be self-promoting and rightly, he shy’s away from Kathleen Wynne  as much as possible.  The current, and 4th flyer received at my house is a letter-sized 4-page glossy with a full-size picture of the Doctor.  Without even having to open this, I can tell you what I will see inside;
Dr. Hoskins is a great guy.  He’s helped poor people overseas, he is involved in helping the poor and impoverished and he will have pictures of himself at events representing each and every demographic in our community.  There will be a picture of him at a synagogue, probably with Jewish men wearing kippot (because it’s the best way to distinguish these men from any other male, right?), and with a Philippino female, with a Jamaican man, and with seniors (usually women), children (all smiling of course) and with his family and probably one with Premier Wynne.  It’s his thing.  He’s a candidate for everyone!
But what has he accomplished in this community?  What has the last 3-years brought us, which would entice us to put an “x” by his name again?
I cannot think of anything, but according to his flyer he AND Premier Wynne have added nearly 500,000 net new jobs in Ontario.  Okay, but this riding has an unemployment rate at 2%, meaning this is just a statistic and otherwise unimportant.
Invested $295 million in a Youth Jobs Plan which has created over 11,000 jobs for the 2% unemployed in his riding where almost half of the people have a post-secondary degree and according to Statistics Canada live in a family with an average household income of almost $170,000.
Invested $15 billion in transit including the Eglinton LRT, which is an utter disaster just north of the St. Clair disaster which he watch unfold.  If Dr. Hoskins were to knock on doors and ask the community in HIS riding he would find out that people in HIS riding are fed up with the planning behind, the construction underway and the lack on direction given to the LRT – set to open in 2020, by the way – and are fed up with not being able to use their roads or leave their driveways without having to wait in a line-up of cars for 15 minutes.
Standing up for tenants and protecting their right to affordable rent in a riding where houses start at $1 million dollars, if they want to rent in this riding, they don’t need your “support”.
Standing up for seniors, and low-income residents by raising the minimum wage even though studies have shown that every cent increase in the minimum wage places small businesses in financial distress as already high property taxes, low community support and increasing costs across the board result in streets in his riding like Eglinton and St. Clair to be devoid of businesses which do not have the words “MASSAGE” glowing in neon come nightfall.  I guess it’s easier to buy a vote by offering more money to those in the community with the least.
Dr. Hoskins protects our environment in the riding of St. Paul’s because earlier this year the Liberal party put policies in place to end the use of coal to generate electricity.  So now every $10 million dollar house on the other side of Bathurst Street – the ones with the solar panels installed on them – are going to have to get rid of their coal fireplaces… Damn.  Too bad traffic gridlock on Eglinton an St. Clair have seen car emissions spike.
Dr. Hoskins vision includes this last item, “Responsible and sustainable community development with genuine community engagement”.  I’m not sure what that means, I mean, I do, but in reality, it’s a throwaway line saying very little.  Personally, I’d like to actually see Dr. Hoskins in the community other than at photo opportunities and I would like to see a political flyer tailored to the community – with successes for the community – and not a self-promoting piece of literature about his and Kathleen Wynne.
I think Dr. Hoskins has lost touch with what the job description is for a Member of Provincial Politics in the riding of St. Paul’s.  His policies are not aimed at the riding and none of his personal achievements warrants any votes for him from this riding, let alone the gift of representing our riding again for any length of time.
Sadly, I don’t think people in this riding take the time to see the damage done by the McGuinty / Wynne tandem.  They know the NDP are not right for Ontario (hello Bob Rae) and they compare Tim Hudek to Mike Harris because that is what the Liberals have to do in order to turn the attention away from their complete devastation of the province of Ontario.  Once a “have” province, now a “have not” province.
All things being considered, and with 3 underwhelming choices for Premier, think logically about what Ontarians did after Mike Harris cut, cleaned house and Ontario went on for years as a powerhouse.  They exercised their democratic right and voted in another party.
I think it’s time to exercise our democratic rights and send a very clear message to the Liberal Party in Ontario.
(Apologies to NDP candidate Luke Savage – he lost me when I saw he lives in the Annex – but he will get the left-vote but I have serious concerns that even with a Masters in political science, he cannot understand the complexities of this community and the way to handle the amount of wealth here without wanting to re-distribute it.)
Even bigger apology to Green Party candidate Josh Rachlis who commented below, and included a link to a song he wrote about St. Paul’s.  I strongly suggest you listen to the song and take a look at Josh’s platform.
The Green Party has always intrigued me because of the importance of keeping the planet healthy and keeping our food and water safe for consumption, however, I have always felt their policies were either poorly defined or an after thought.  After having a look at Josh’s platform, I no longer think that.
Aside from being very bright – I can pick that up just listening to Josh speak, I think if the playing field were even among parties, he would be right in the thick of things come election night.
The Green Platform includes:

1. Focus on your job by lowering payroll taxes for small businesses

2. Get you home faster by paying for the transit infrastructure we need

3. Invest in your home to help you save money by saving energy

4. Improve your children’s education by merging the public and separate school boards

5. Make good on our promises to address child poverty

6. Give young adults a chance to contribute to our world

7. Putting your food and water first by protecting farmland and water

8. Getting our fair share by making industry pay a fair price for our shared resources

9. Restore your confidence that our communities & natural heritage will not be damaged by development

I honestly have no idea what the first point entails and I worked at Revenue Canada (Canada Revenue Agency for 11 years, most of them handling payroll, and I believe the only reduction employers can make is to reduce the actual tax component of the payroll source deductions because a reduction in CPP reduces the amount employees have for retirement and a reduction in EI reduces the amount employees pay into the system, thus the amount they are able to take back out should they need to.

Numbers 2 and 3 are great, although a little vague, while number 4 is a brilliant idea to reduce costs and increase service.  Number 9 is also a great initiative.

So while I would like to see a little more detail in their platform, I believe the Green Party needs to take the next big step and either merge with an existing party, or force the issue and start getting candidates into parliament.

 

All-in-all, voting is your democratic right!  So get out there and vote!

Happy St. Patrick’s Day! Some Trivia and Facts for you to educate your kids and impress your colleagues.


Happy St. Patrick’s Day!

A public holiday in parts of Canada – Newfoundland and Labrador – St. Patrick’s Day commemorates the death date of St. Patrick, and is celebrated on March 17 by the Irish and Irish diaspora worldwide.

Here are some cool facts you can use to educate your children and impress your colleagues.

  1. St. Patrick is not actually Irish.

St. Patrick was born in Great Britain and was of Romano-British descent.  He was “6 years a slave” in Ireland, being captured by Irish marauders and brought to Ireland at 16-years-old.  He eventually escaped and returned to his family, although he would make his way back to Ireland as a missionary, and be forever associated with Ireland and the holiday in his name.

2. St Patrick’s traditional colour was blue, not green.

Historians say that green was adopted because of St Patrick’s use of the shamrock – a three-leaf clover – and because of the its association with Ireland, the “Emerald Isles.”

  1. Shamrocks weren’t originally symbols of luck

Shamrocks represented the Christian Trinity of the Father, the Son, and the Holy Spirit, however with the commercialization of St. Patrick’s Day, and with shamrocks appearing more and more on greeting cards due to their religious symbolism, shamrocks became lucky charms (without being magically delicious).

  1. The correct short form is Paddy, not Patty.  “Patty” is short for “Patricia,” not “Patrick.”  “Paddy” is an accepted short form for someone who’s name is Patrick.

You are wise not to call anyone of Irish descent “Paddy,” however, because that term is a 19th century slur for Irish people.

And did you know that there is a website and Twitter account created specifically to correct this misnomer.

  1. The St. Patrick‘s Day parade was invented in the United States.

On March 17, 1762, Irish soldiers serving in the English army marched through New York City in attempt to celebrate their Irish roots with fellow Irishmen serving in the English army.  Now there are hundreds of St. Patrick’s Day parades worldwide.

  1. If you want to really impress an Irishman or woman try this tongue-twister: Lá Fhéile Pádraig Sona Daoibh.  It means Happy St. Patrick’s Day!.

 

Source of information came from here; http://www.theepochtimes.com/n3/562405-st-patricks-day-cool-facts-history-tradition/